Ueno Logo

ueno bank

The new digital bank

Transparency

Leading with clarity and responsibility

Learn how ueno Bank drives competition, efficiency, and clarity in the management of public funds.

IPS Requirements
for Financial Institutions

In compliance with Law No. 7235/23, IPS requires a series of technical and regulatory requirements from entities interested in participating in its tenders. Below, we present the main criteria and how ueno bank meets them.

General requirements

Entities must have a risk rating of “A” or higher, be authorized by the BCP, and have at least five years of experience operating in the national financial market.

IPS Evaluation Matrix

IPS evaluates entities monthly using a technical matrix that measures financial solvency, asset quality, profitability, liquidity, operational efficiency, and risk rating, requiring a minimum score in each aspect evaluated.

Prudential limits required

IPS imposes strict limits on its investments: a maximum of 10% of the portfolio per entity, 20% of the issuer’s liabilities in debt issues, 20% of the equity in bonds from private issuers, and 25% in securities of companies with the same parent company.

Tenders carried out

Bidding processes opened by IPS for the placement of CDAs, detailing the amounts available for placement and the financial institutions awarded, based on the best rates offered.

2023

IPS launches CDA auctions with competitive rates. Leading banks participate, and the foundations are being consolidated for improving investment performance.

See report

2024

The active entry of ueno Bank marks a turning point. The rates offered by banks are rising, increasing the system’s performance and competitiveness.

See report

2025

High rates and fierce competition remain. IPS secures key contracts in guaraníes and dollars, consolidating its financial strategy with improved returns.

See report

ueno rating

Impact

Participation of ueno Bank in the bidding system

The following graphs show the growth in rates received by the IPS after ueno Bank became an active participant in the bidding process. This marked a turning point: it prompted the rest of the banking institutions to also improve their terms, raising the rates offered to compete.
View charts

Evolution

IPS Guaraní and Dollar Bond Portfolio

Banks and organizations issue bonds, which are purchased by the IPS on the stock market, generating returns on its available funds. The tables detail the instruments purchased by the IPS, expressed in billions for the GS currency and thousands for the USD currency.
See tables

Competition and transparency: keys to everyone’s benefit

The presence of ueno Bank has encouraged competition, generating a more efficient use of public funds. Furthermore, we promote transparency, convinced that it strengthens the financial system and makes it more reliable.