General requirements
Entities must have a risk rating of “A” or higher, be authorized by the BCP, and have at least five years of experience operating in the national financial market.
Transparency
Leading with clarity and responsibility
Learn how ueno Bank drives competition, efficiency, and clarity in the management of public funds.
IPS Requirements
for Financial Institutions
In compliance with Law No. 7235/23, IPS requires a series of technical and regulatory requirements from entities interested in participating in its tenders. Below, we present the main criteria and how ueno bank meets them.
IPS Evaluation Matrix
IPS evaluates entities monthly using a technical matrix that measures financial solvency, asset quality, profitability, liquidity, operational efficiency, and risk rating, requiring a minimum score in each aspect evaluated.
Prudential limits required
IPS imposes strict limits on its investments: a maximum of 10% of the portfolio per entity, 20% of the issuer’s liabilities in debt issues, 20% of the equity in bonds from private issuers, and 25% in securities of companies with the same parent company.
Tenders carried out
Bidding processes opened by IPS for the placement of CDAs, detailing the amounts available for placement and the financial institutions awarded, based on the best rates offered.
2023
IPS launches CDA auctions with competitive rates. Leading banks participate, and the foundations are being consolidated for improving investment performance.
See report
2024
The active entry of ueno Bank marks a turning point. The rates offered by banks are rising, increasing the system’s performance and competitiveness.
See report
2025
High rates and fierce competition remain. IPS secures key contracts in guaraníes and dollars, consolidating its financial strategy with improved returns.
See report
Impact
Participation of ueno Bank in the bidding system
The following graphs show the growth in rates received by the IPS after ueno Bank became an active participant in the bidding process. This marked a turning point: it prompted the rest of the banking institutions to also improve their terms, raising the rates offered to compete.
Evolution
IPS Guaraní and Dollar Bond Portfolio
Banks and organizations issue bonds, which are purchased by the IPS on the stock market, generating returns on its available funds. The tables detail the instruments purchased by the IPS, expressed in billions for the GS currency and thousands for the USD currency.
Competition and transparency: keys to everyone’s benefit
The presence of ueno Bank has encouraged competition, generating a more efficient use of public funds. Furthermore, we promote transparency, convinced that it strengthens the financial system and makes it more reliable.
